One file. One scorecard. 24 hours. Free.

Upload one anonymised suitability report — pension transfer, investment, protection, any type. Within 24 hours you'll receive the full scorecard: every check scored Pass, Amber or Fail, each flag line-referenced and mapped to the COBS, PROD and PRIN 2A outcomes the FCA's monitoring expects to see evidence of.

No signup. No card. No call required.

Prefer to anonymise it first? Here's exactly how (2 minutes): How to anonymise a file in five minutes

What you get back

Overall grade: Pass / Amber / Fail, with the reasoning summary
Line-level flags: vulnerability consideration (FG21/1), disclosure completeness, value-for-money against alternatives, objectives referenced in the rationale, ongoing-service record
The rule behind every flag: each annotation cites the COBS / PROD / PRIN 2A check it maps to
A board-ready summary page: the outcome evidence format the FCA's outcomes monitoring asks to see

What happens to your file

Deleted after 30 days. Never used for model training. Analysed against a fixed rubric — not a learning system.
Anonymisation guide above; round the amounts, drop the names — every check survives it.

Questions people ask before sending

“Is this a sales funnel?”

It's a demonstration. The scorecard is yours whether or not we ever speak. Most firms keep it for the board pack.

“What if my file fails?”

Then you found out before a reviewer did. Amber and Fail flags come with the specific paragraph that's missing, not a lecture.

“Who sees it?”

Me. I'm the founder. I run the review personally and I reply from my own address.

Proven Duty is the audit layer for Consumer Duty: it scores what your firm already produces and makes the evidence exist. This page is the whole product in one file. — Nick Thorp, Founder